Largest banks headquartered in New York
New York is home to 8 of the largest US banks by assets. The biggest is Goldman Sachs Bank USA with $751.8B in total assets. The table below lists each one with its capital ratio, Texas Ratio and BankGrade grade from the Q1 2026 (call report dated March 31, 2026) FDIC call report. A bank's HQ state does not limit where it operates — many serve customers nationwide.
Source: FDIC BankFind Suite API. Data as of June 2026.
| # | Bank | City | Total assets | Capital ratio | Texas Ratio | Grade |
|---|---|---|---|---|---|---|
| 1 | Goldman Sachs Bank USA | New York | $751.8B | 8.5% | 4.06% | B |
| 2 | The Bank of New York Mellon | New York | $467.3B | 6.2% | 0.19% | B |
| 3 | Morgan Stanley Private Bank | Purchase | $241.4B | 7.6% | 2.21% | B |
| 4 | Manufacturers and Traders Trust Company | Buffalo | $214.2B | 13.2% | 6.73% | B |
| 5 | Flagstar Bank | Hicksville | $87.1B | 9.3% | 32.02% | F |
| 6 | Deutsche Bank Trust Company Americas | New York | $39.7B | 24.8% | 1.58% | A |
| 7 | Apple Bank | New York | $19.2B | 8.2% | 4.97% | C |
| 8 | Community Bank | Canton | $17.4B | 9.4% | 3.58% | B |
Source: FDIC BankFind Suite API, Q1 2026 (call report dated March 31, 2026). Data as of June 2026.
Each bank links to its full page from the bank index: Goldman Sachs Bank USA · The Bank of New York Mellon · Morgan Stanley Private Bank · Manufacturers and Traders Trust Company · Flagstar Bank · Deutsche Bank Trust Company Americas · Apple Bank · Community Bank.
Frequently asked questions
What is the largest bank headquartered in New York?
Goldman Sachs Bank USA is the largest bank headquartered in New York among the biggest US banks, with $751.8B in total assets on its Q1 2026 (call report dated March 31, 2026) FDIC call report. New York is home to 8 of the largest US banks by assets.
Does a bank's headquarters state affect where it operates?
No. A bank's headquarters state, shown on FDIC records, is where it is chartered and domiciled — it does not limit where it takes deposits or lends. Many banks headquartered in states like Delaware, South Dakota or Utah serve customers across the entire country. FDIC deposit insurance applies the same way wherever the bank is based.
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Last updated: 2026-06-20