BankGrade

All 118 largest US banks

This is every one of the 118 largest US banks by total assets, sorted from biggest to smallest, with the headline health metrics for each: the capital ratio (equity ÷ assets), the Texas Ratio, and the BankGrade A–F grade. Click any bank for its full page — deposits, equity, risk-based capital, nonperforming-asset ratio and return on assets, with peer comparisons. All figures are FDIC call-report data for Q1 2026 (call report dated March 31, 2026). The grade is informational only, not a rating or solvency opinion.

Source: FDIC BankFind Suite API. Data as of June 2026.

# Bank HQ Total assets Capital ratio Texas Ratio Grade
1 JPMorgan Chase Bank Columbus, OH $4.02T 8.4% 3.75% A
2 Bank of America Charlotte, NC $2.67T 9.0% 3.89% B
3 Citibank Sioux Falls, SD $1.93T 8.9% 2.88% B
4 Wells Fargo Bank Sioux Falls, SD $1.85T 9.3% 6.43% B
5 Goldman Sachs Bank USA New York, NY $751.8B 8.5% 4.06% B
6 U.S. Bank National Association Cincinnati, OH $683.4B 9.9% 8.84% C
7 Capital One Mclean, VA $672.0B 14.5% 6.25% B
8 PNC Bank Wilmington, DE $567.9B 10.5% 4.85% B
9 Truist Bank Charlotte, NC $541.2B 11.7% 3.66% B
10 The Bank of New York Mellon New York, NY $467.3B 6.2% 0.19% B
11 Morgan Stanley Bank Salt Lake City, UT $391.3B 10.7% 3.04% A
12 State Street Bank and Trust Company Boston, MA $386.5B 7.4% 0.75% B
13 TD Bank Wilmington, DE $345.6B 14.5% 3.76% B
14 Fifth Third Bank Cincinnati, OH $296.1B 12.6% 3.51% B
15 The Huntington National Bank Columbus, OH $284.1B 11.7% 4.89% B
16 BMO Bank National Association Chicago, IL $252.0B 14.9% 3.63% B
17 Charles Schwab Bank, SSB Westlake, TX $242.9B 7.5% 0.18% B
18 Morgan Stanley Private Bank Purchase, NY $241.4B 7.6% 2.21% B
19 First-Citizens Bank & Trust Company Raleigh, NC $235.5B 10.0% 7.12% C
20 Citizens Bank Providence, RI $227.1B 11.7% 7.61% C
21 American Express National Bank Sandy, UT $217.6B 8.7% 4.96% B
22 Manufacturers and Traders Trust Company Buffalo, NY $214.2B 13.2% 6.73% B
23 KeyBank National Association Cleveland, OH $186.0B 10.1% 4.50% A
24 Ally Bank Sandy, UT $185.7B 8.3% 7.00% C
25 The Northern Trust Company Chicago, IL $173.8B 6.6% 0.83% C
26 HSBC Bank USA Tysons, VA $167.7B 9.8% 4.72% B
27 Regions Bank Birmingham, AL $159.4B 11.3% 4.99% B
28 Pinnacle Bank Nashville, TN $122.6B 11.8% 3.24% B
29 UBS Bank USA Salt Lake City, UT $122.3B 7.4% 1.19% B
30 Synchrony Bank Draper, UT $114.9B 12.8% 9.02% B
31 USAA Federal Savings Bank Phoenix, AZ $109.7B 5.1% 6.80% C
32 Santander Bank, N.A. Wilmington, DE $106.1B 12.8% 7.19% B
33 City National Bank Los Angeles, CA $99.9B 11.7% 4.29% B
34 Western Alliance Bank Phoenix, AZ $98.8B 7.8% 23.32% F
35 Zions Bancorporation, N.A. Salt Lake City, UT $88.0B 8.3% 3.69% B
36 Flagstar Bank Hicksville, NY $87.1B 9.3% 32.02% F
37 Webster Bank Stamford, CT $85.5B 11.3% 5.15% B
38 First Horizon Bank Memphis, TN $83.8B 11.2% 6.16% B
39 East West Bank Pasadena, CA $82.5B 10.0% 2.39% A
40 Old National Bank Evansville, IN $72.6B 11.3% 5.91% B
41 UMB Bank Kansas City, MO $72.3B 10.6% 2.11% A
42 SouthState Bank Winter Haven, FL $67.9B 14.1% 3.22% A
43 Columbia Bank Roseburg, OR $66.0B 12.1% 3.18% B
44 CIBC Bank USA Chicago, IL $65.1B 17.4% 5.16% B
45 Valley National Bank Passaic, NJ $64.4B 12.8% 5.09% C
46 Banco Popular de Puerto Rico San Juan, PR $60.6B 6.3% 15.20% D
47 BOKF Tulsa, OK $53.5B 10.5% 2.46% B
48 Frost Bank San Antonio, TX $52.8B 8.6% 1.85% A
49 First National Bank of Pennsylvania Greenville, PA $50.4B 13.4% 1.89% B
50 SoFi Bank Cottonwood Heights, UT $49.7B 12.7% 0.56% A
51 EverBank Jacksonville, FL $47.2B 8.8% 12.46% D
52 Barclays Bank Delaware Wilmington, DE $46.6B 14.0% 6.81% B
53 Raymond James Bank Saint Petersburg, FL $45.7B 7.2% 3.14% B
54 Associated Bank Green Bay, WI $45.5B 10.6% 2.82% B
55 Prosperity Bank El Campo, TX $43.6B 18.4% 1.45% A
56 MidFirst Bank Oklahoma City, OK $42.1B 9.7% 151.98% D
57 Bank OZK Little Rock, AR $41.7B 14.8% 6.72% B
58 Deutsche Bank Trust Company Americas New York, NY $39.7B 24.8% 1.58% A
59 Atlantic Union Bank Richmond City, VA $37.2B 15.5% 2.19% A
60 Commerce Bank Kansas City, MO $35.5B 10.8% 0.87% A
61 Hancock Whitney Bank Gulfport, MS $35.5B 12.2% 3.31% B
62 BankUnited Miami Lakes, FL $35.3B 9.0% 14.00% D
63 First National Bank of Omaha Omaha, NE $34.7B 11.2% 3.99% B
64 Banc of California Los Angeles, CA $34.6B 11.3% 8.52% B
65 United Bank Fairfax, VA $33.6B 16.6% 1.92% A
66 Texas Capital Bank Dallas, TX $33.2B 10.9% 4.73% B
67 TD Bank USA Wilmington, DE $32.7B 11.5% 4.14% C
68 Fulton Bank Lancaster, PA $32.1B 11.0% 4.55% A
69 Glacier Bank Kalispell, MT $31.7B 13.4% 1.76% A
70 BNY Mellon Pittsburgh, PA $30.9B 11.4% 0.37% B
71 Eastern Bank Boston, MA $30.6B 13.3% 3.13% B
72 Sallie Mae Bank Salt Lake City, UT $29.5B 10.3% 3.46% B
73 FirstBank Lakewood, CO $29.4B 15.5% 2.35% C
74 City National Bank of Florida Miami, FL $28.6B 10.4% 7.07% B
75 Axos Bank San Diego, CA $28.2B 9.6% 3.38% B
76 United Community Bank Greenville, SC $28.1B 12.0% 2.78% B
77 Arvest Bank Fayetteville, AR $28.0B 8.3% 7.42% D
78 Ameris Bank Atlanta, GA $28.0B 14.4% 2.96% A
79 WaFd Bank Seattle, WA $27.6B 10.9% 4.13% A
80 Charles Schwab Premier Bank, SSB Westlake, TX $27.4B 7.4% 0.00% B
81 WesBanco Bank, Inc. Wheeling, WV $27.4B 15.3% 3.69% B
82 Renasant Bank Tupelo, MS $27.1B 15.1% 4.85% B
83 First Interstate Bank Billings, MT $26.4B 12.4% 4.69% B
84 Customers Bank Malvern, PA $25.9B 8.9% 3.20% B
85 Ameriprise Bank, FSB Minneapolis, MN $25.5B 5.9% 0.27% B
86 Provident Bank Jersey City, NJ $25.2B 12.7% 4.13% B
87 Rockland Trust Company Rockland, MA $24.8B 15.7% 2.42% A
88 Simmons Bank Pine Bluff, AR $24.6B 13.0% 4.50% B
89 First Hawaiian Bank Honolulu, HI $24.3B 11.4% 1.50% A
90 Cathay Bank Los Angeles, CA $24.0B 12.8% 3.90% A
91 Bank of Hawaii Honolulu, HI $23.9B 7.4% 1.35% B
92 TriState Capital Bank Pittsburgh, PA $23.2B 7.1% 3.97% C
93 Centennial Bank Conway, AR $23.0B 17.5% 3.03% A
94 First Financial Bank Cincinnati, OH $22.7B 13.0% 3.37% A
95 TowneBank Portsmouth, VA $22.4B 12.9% 1.68% B
96 Beacon Bank and Trust Brookline, MA $22.2B 11.3% 5.61% C
97 Wilmington Savings Fund Society, FSB Wilmington, DE $22.0B 12.1% 3.52% A
98 Mechanics Bank Walnut Creek, CA $21.4B 13.7% 1.75% A
99 Seacoast National Bank Stuart, FL $21.1B 14.3% 3.09% B
100 First Merchants Bank Muncie, IN $21.0B 12.9% 3.25% B
101 Optum Bank, Inc. Draper, UT $21.0B 14.6% 0.89% A
102 The Central Trust Bank Jefferson City, MO $20.5B 9.0% 2.70% A
103 Merchants Bank of Indiana Carmel, IN $20.3B 11.1% 13.18% C
104 Stifel Bank and Trust Saint Louis, MO $20.1B 6.8% 10.86% D
105 Apple Bank New York, NY $19.2B 8.2% 4.97% C
106 FirstBank Puerto Rico Santurce, PR $19.1B 10.0% 5.81% B
107 Trustmark Bank Jackson, MS $19.0B 11.7% 9.43% B
108 Bank of Hope Los Angeles, CA $18.7B 12.5% 5.61% C
109 ServisFirst Bank Birmingham, AL $18.2B 10.7% 8.55% B
110 Busey Bank Champaign, IL $18.0B 13.7% 1.78% A
111 Third Federal Savings and Loan Association of Cleveland Cleveland, OH $17.5B 10.0% 2.12% B
112 Community Bank Canton, NY $17.4B 9.4% 3.58% B
113 Enterprise Bank & Trust Clayton, MO $17.2B 11.7% 8.25% C
114 Northwest Bank Warren, PA $16.9B 11.7% 4.31% A
115 FirstBank Nashville, TN $16.4B 12.2% 7.25% B
116 First United Bank and Trust Company Durant, OK $16.4B 9.7% 15.38% D
117 Banner Bank Walla Walla, WA $16.3B 11.9% 2.45% A
118 Toyota Financial Savings Bank Henderson, NV $16.1B 10.6% 0.79% B

Source: FDIC BankFind Suite API, Q1 2026 (call report dated March 31, 2026). Data as of June 2026. Capital ratio = equity ÷ total assets; Texas Ratio is defined on the methodology page.

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Last updated: 2026-06-20